Omar and Melissa are married an own a three-bedroom home in Scarborough. Their son, Ajit, attends university away from home. Their daughter, Fiona, is in high school. Omar is an accountant and Melissa an actuary at an insurance company. The family home has furniture and laptops. The family owns three cars; Omar drives a 2015 Ford, Ajit drives a 2018 Honda and Fiona drives a 2019 Toyota. a Melissa travels quite a bit and uses a rental car and her laptop while traveling. (Note - question #3 and #4) a. Briefly describe the steps in the personal risk management process b. Identify the major pure risks or pure loss exposures to which Omar and Melissa i. Personal loss exposures ii. Property loss exposures iii. Liability loss exposures