On 10 July 2021, you have cash of RM100,000 and would like to invest on either a long-, medium-, or short-term basis in the Bursa Malaysia. The following alternatives are available to you: Alternative 1: Preferred stocks for example, Insas-PB Alternative 2: Growth stocks - for example, Hartalega Alternative 3: Bonds for example, MFlour-LA Given the above scenario, you are required to answer the following questions based on this module content outline:

(a) You have met the investment prerequisites. What investment goal(s) do you think you should set for yourself? Be specific. (b) Based on your answers in question (a) and given the above alternatives, recommend and explain the alternative(s) that you feel the best. (c) You understand that there is a minimum level of risk that cannot be diversified away and many investors, including yourself, would not invest unless a stock's expected return is at least equal to their required return. Given these statements, provide your holistic views on the measures that you would undertake before investing. (d) Discuss how the trading of investment securities could lead investors to default in their financial obligations and the ways to minimize the default risk.