on 48 Travel insurance through a credit card is usually issued automatically without any form of medical evidence being required up front. In what way could this be of concern to the applicant? 1 ad out of g Select one: a. The policy will be more expensive because underwriting is being walved. b. Medical underwriting will occur at the time of a claim, and this can leave some doubt as to whether a claim will be covered, especially when it comes to pre-existing conditions. c. The policy will be less expensive because medical underwriting is being waived. d. There should be no concerns. Retroactive underwriting works in the applicant's favour because it would be harder to prove a lack of insurability dealing with what was instead of what is 46 Kelly needs term Insurance to ensure that her mortgage will be paid in full in the event that she dies before she has paid it off. It is very important to her that she select the right coverage but still keep the premium to a minimum. All of the following policies could address her needs, but which policy would have the lowest premium during the first term? out of Select one: a. Renewable term insurance without a re-entry term b. Renewable term Insurance with a re-entry term c. Renewable and convertible term insurance with a re-entry term d. Renewable and convertible term insurance without a re-entry term