On an arbitrage$-$free market, shares in a company are traded at a spot price of SEK $323\mathrm{.}49$ and on a term of $3$ years at a price of SEK $354\mathrm{.}62.$ The storage cost is equal to $0$ and the company has announced that it will not pay any dividends during the semester. Maturity. What risk$-$free annual interest rate $($YTM$)$ does the market expect over the term?