On April $1,2023,$ Mrs$.$ Caldwell receives a $$80,000$ loan from her employer to assist in purchasing a home. The loan requires annual interest at a rate of $1\%,$ which she pays on January $15,2024.$

Assume that the prescribed interest rate is $2\%$ during the first three quarters, and $3\%$ during the remainder of the year.

Calculate the loan interest benefit on a quarterly basic.

Round your answer to the nearest dollar; do not use comma or dollar sign

Calculate the interest benefit of the loan at the inception date.

Round your answer to the nearest dollar; do not use comma or dollar sign

Calculate the interest payable to the employer, which will reduce the loan benefit

Round your answer to the nearest dollar; do not use comma or dollar sign

Determine Mrs$.$ Caldwell's employment benefit on this loan for $2023.$

Round your answer to the nearest dollar; do not use comma or dollar sign