On April 17, 1991, the Dow Jones Industrial Average rose above 3000 for the first time, closing at 3004.46. At the time of this writing, on April 17, 2020, exactly 29 years later, the Dow Jones Industrial Average sits at 23.878.88. What is the compound average rate of return, excluding dividends, of the Dow Jones Industrial Average over this 29 year period?