On August 1, Darnell's credit card has a balance of $10,127.25. According to the terms of the card's lending agreement, an interest rate of 14% per year is assessed and the monthly finance charges are calculated using the Average Daily Balance (ADB) including purchases method. During the month, Darnell expects to make the purchases listed below and will make a payment of $759.54 on August 23 , and has collected the following additional information: Use the following table to help Darnell estimate his monthly interest charge for August. rilalile Uilalye One way by which Darnell can increase his finance charges, everything else remaining constant, is to: Make fewer, less expensive purchases. Make larger or more frequent payments. Buy a larger number of more expensive items using your card