On Jan 1st 2023, you decided to invest $40,000 in Stocks and Mutual Funds (follow the percentage in Row 7). This investment grows each year, but the growth rate is variable (Rows 8 and 9 give the ranges). For example, the return from Stocks can be anything between -3.55% to 8.75%. Use RATE function to determine your effective return over these 21 years. Starting investment Expected Return between Distribution Amount to invest Effective Rate Year 2023 2024 2025 2026 2027 2028 2029 2030 2031 Stocks 70% -3.55% 8.75% uniform $40,000 Funds 30% 1.25% 3.15% uniform Stocks: Funds: Beginning Beginning balance Balance Stocks: Expected return (%) Funds: Expected return (%) Stocks: Ending Balance Funds: Ending balance Total portfolio value