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On January 1, 2018, Neighborhood Credit Union (NCU) issued 7%, 20-year bonds payable with face value of $1,000,000. The bonds pay interest on June 30

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On January 1, 2018, Neighborhood Credit Union (NCU) issued 7%, 20-year bonds payable with face value of $1,000,000. The bonds pay interest on June 30 and December 31. Read the requirements a promone, or ava SUI LAPIO. The 7% bonds issued when the market interest rate is 6% will be priced at a premium They are attractive in this market, so investors will pay more than face value to acquire them. Requirement 2. If the market interest rate is 9% when NCU issues its bonds, will the bonds be priced at face value, at a premium, or at a discount? Explain. The 7% bonds issued when the market interest rate is 9% will be priced at a discount. They are unattractive in this market, so investors will pay less than face value to acquire them. Requirement 3. The issue price of the bonds is 98. Journalize the bond transactions. (Assume bonds payable are amortized using the straight-line amortization method. Record debits first, then credits. Select explanations on the last line of the journal entry. Round your answers to the nearest whole dollar.) a. Journalize the issuance of the bonds on January 1, 2018. Date Accounts and Explanation Debit Credit 2018 Cash 980,000 Discount on Bonds Payable 20,000 Bonds Payable 1,000,000 Jan. 1 issued bonds at a discount b. Journalize the payment of interest and amortization on June 30, 2018. Date Accounts and Explanation Debit Credit 2018 Jun 30 Interest Expense Discount on Bonds Payable Cash Paid semiannual interest and amortized discount 1. If the market interest rate is 6% when NCU issues its bonds, will the bonds be priced at face value, at a premium, or at a discount? Explain. 2. If the market interest rate is 9% when NCU issues its bonds, will the bonds be priced at face value, at a premium, or at a discount? Explain. 3. The issue price of the bonds is 98. Journalize the following bond transactions: a. Issuance of the bonds on January 1, 2018. b. Payment of interest and amortization on June 30, 2018. C. Payment of interest and amortization on December 31, 2018. d. Retirement of the bond at maturity on December 31, 2037, assuming the last interest payment has already been recorded. Print Done

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