On January 1, 2020, Bill was diagnosed with cancer. At the time he owned his house outright with no mortgage. His house was appraised at the time as being worth $250,000. Bill realizing medical treatments will most likely cost his family a great deal of money decided to transfer to his daughter, Ellen, his house. The house was signed over to Ellen and recorded at the registry of deeds on January 10, 2020. In New Hampshire it is fraudulent to transfer property to avoid paying creditors.

On February 1, 2020, Bill's condition worsened to the point where he required nursing care round-the-clock. When Bill filled out the papers to be admitted to a hospice center he did not list that he had owned a house in the past five years.

Bill passed away on September 1, 2020, after accumulating $500,000 of medical bills and bills to the hospice center. When approached to pay these bills, Ellen stated she has no obligation to pay the bill because her father had no assets at the time of his death. Please describe whether or not Bill and Ellen's actions are fraudulent as to Bill's creditors.