On January 1, 2021, Gundy Enterprises purchases an office building for $184,000, paying $44,000 down and borrowing the remaining $140,000, signing a 7%, 10-year mortgage. Installment payments of $1,625.52 are due at the end of each month, with the first payment due on January 31, 2021. Complete the first three rows of an amortization schedule.