On January 1, 20X3, Kleen Corporation issues $1,000,000 in term bonds with a stated rate of interest of 5% and an effective rate of interest of 7%. The term of the bonds is 5 years. Determine the change made to the bond payable account at the end of 20X3. Group of answer choices Credit of $20,000 Debit of $20,000 Credit of $14,260 Credit of $15,728 No change should be made to bond payable