On January 1, Brian borrows $5900 with a fixed interest rate on the loan of 10% and a loan term of 2 years. He will be making monthly payments of $272.26. How much of Brians first loan payment on February 1 would be principal? (Round answers to 2 decimal places, e.g. 52.75.)

$223.09

$304.55

$265.57

$224.95

If you find a mistake in your credit report, which of the following may you add to your credit report?

A proposed resolution of the mistake.

A 100-word statement describing the mistake.

A letter notifying all creditors of your displeasure with your score.

A 1,000-word rebuttal of the score.

Mainstream financial service providers include:

payday lenders.

check cashers.

money order providers.

banks.