On January 1,2020 a graduate student named Wong, opened a savings account which would provide enough money at the end of his graduate work (January 1, 2025) to open a business of his own. His plan was to deposit $5,000 per year for 5 years at the BEGINNING of each year (starting immediately), into an account paying 5% compounded annually. His activities proceeded according to his plan except that at the END of 2023 he withdrew $2.000 for a vacation and at the END of 2024 he withdrew $2,000 to pay costs related to his dissertation. Her account, on January 1, 2025, will less than the amount she originally planned by how much