On January 1,2022 , Cornet Inc. loaned $187,825 to Pact Co. A zero-interest-bearing note (face amount, $250,000 ) was exchanged solely for cash; no other rights or privileges were exchanged. The note is to be repaid on December 31,2024 . The prevailing rate of interest for a loan of this type is 9%. What amount of interest income should Cornet recognize in 2022? $18,783$16,904$25,000$22,500