On July 1, 2022, Sue You purchased a new car for $10,000 with a 30% down payment in cash and the remainder financed via a bank loan with the interest rate at prime +1 . How would her net worth change as a result of this purchase on July 1,2022 ? Select one: a. Net worth has increased by $3,000. b. Net worth has decreased by $3,000. c. Net worth may go up or down depending on the time of car delivery. d. Net worth has not changed