On June 1, Larry's credit card has a balance of $3,375.75. According to the terms of the card's lending agreement, an interest rate of 20% per year is assessed and the monthly finance charges are calculated using the Average Daily Balance (ADB) including purchases method. During the month, Larry expects to make the purchases listed below and will make a payment of $253.18 on June 24, and has collected the following additional information: Date Purchases June 8 $102.39 June 10 June 22 June 28 1,722.13 1,184.19 15.13 Additional Information Monthly interest rate 1.67% Beginning card balance $3,375.75 Days in the month 30 Use the following table to help Larry estimate his monthly interest charge for June. Calculated Value Number of Days 7 Daily Balance $3,375.75 2 Dates 6/2 - 6/8 6/9 - 6/10 6/11 - 6/22 6/23 - 6/24 6/25 - 6/28 6/29 - 6/1 12 2 3 $ 30 Total Average Daily Balance With Purchases Finance Charge $ $ One way by which Larry can reduce his finance charges, everything else remaining constant, is to: Make smaller payments. O Make more, even more expensive purchases. O Request a lower interest rate on his credit card