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On May 1, 1980, Marianela deposited $100 in a savings account that pays 3% convertible semi-annually, and has continued to make deposits every 6 months

On May 1, 1980, Marianela deposited $100 in a savings account that pays 3% convertible semi-annually, and has continued to make deposits every 6 months since then. after May 1, 1992, the bank raised the interest rate to 4% convertible semi-annually. How much did you have in the account just after the deposit on November 1, 2000? Without Excel, I need the process

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