On Monday, Penny Maker drove her motorcycle from Bellingham to Lynnwood. Penny left Bellingham at 6:00 am and arrived in Lynnwood at 9:30 am. It had been raining all morning and Penny was having a hard time controlling her motorcycle.Suddenly a cat ran in front of Penny's motorcycle. Unfortunately, Penny ran over the cat. Penny lost control of her motorcycle and ran into Mrs. Smith's flower bed. Mrs. Smith started to scream. Mrs. Smith's screams caused a nearby neighbor (Nellie Nervous) to have a heart attack. Nellie fell over and landed on her bedroom lamp. Sparks from the lamp caused the curtains to catch fire. The fire soon spread to Percival Pincher's home. The home burst into flames which then spread to two nearby homes. All homes were destroyed. Other than Nellie's heart attack, there were no bodily injuries.

In a negligence suit against Penny Maker, discuss how a court would determine: (1) Actual Causation and (2) Proximate Causation. Explain your answers in detail.