On September $1,2018,$ Susan Chao bought a motorcycle for $$27,000.$ She paid $$1,100$

down and financed the balance with a five$-$year loan at an annual percentage rate of $6\mathrm{.}9$

percent compounded monthly. She started the monthly payments exactly one month

after the purchase $($i$.$e$.,$ October $1,2018).$ Two years later, at the end of October $2020,$

Susan got a new job and decided to pay off the loan.

If the bank charges her a $2$ percent prepayment penalty based on the loan balance, how

much must she pay the bank on November $1,2020?($Do not round intermediate

calculations and round your answer to $2$ decimal places, e$.$g$.,32\mathrm{.}16.)$

Answer is complete but not entirely correct.