On September 14, 2014, Iggy purchased 1,000 shares of the TLE Corporation at $87.56 per share, which he planned to sell on September 14, 2015. However, when that date came around, the price of the stock had dropped to $62.32 per share and therefore Iggy decided not to sell on that date. On September 14, 2016, Harry sold all his shares in TLE at a price of $85 per share. Iggy did not receive any dividends from the shares during his holding period. Calculate his Arithmetic Average Annual Rate of Return and Geometric Average Annual Rate of Return for his holding period.