On the 14 August, 2017 "The Bank of Ghana approved a Purchase and Assumption transaction with GCB Bank Ltd that transfers all deposits and selected assets of UT Bank Ltd and Capital Bank Ltd to GCB Bank Ltd. The Bank of Ghana has revoked the Licences of UT Bank Ltd and Capital Bank Ltd. This action has become necessary due to severe impairment of their capital."

Critically examine the following:

1.The business model of the then UT Bank Ltd and Capital Bank Ltd.

2.The role of corporate governance in the eventual collapsed of these two banks.

3.The effect of the GCB take over on all the stakeholders of GCB and the two collapsed banks