On the day his baby is born, a father decides to establish a savings account for the childs college education. Any money that is put into the account will earn an interest rate of 9% compounded annually. The father will make a series of annual deposits in equal amounts on each of his childs birthdays from the 1st through the 18th so that the child can make four annual withdrawals from the account in the amount of $35,000 on each birthday. Assuming that the first withdrawal will be made on the childs 18th birthday, calculate the required annual deposit