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Grace Nired Miquel for yardwork and the general upkeep of her estate. Grace also hired Matt, a computer Grace wired Migue for yard work and the general upkeep of her estate. Grace also hired Matt, a computer her which her accounting for her home business, Last weekend, Grace accidentally knocked over a ladder that was holding Miguel. The ladder fell on Matt who suffered a slight concussion. Miguel breke his leg and could not work for two months. Grace has a standard homeowner's policy. Which of the following outcomes is true?

a$)$ Grace is covered for liabiliky for Matt's and Miguel's injuries.

b$)$ Crace is covered for liability for Matt's injuries, but not Miguel's.

c$)$ Grase is covered for lability for Miguer's injuries, but not Mat's.

d$)$ Grace is not covered for liability for Matt's or Mguel's injuries.