On Thursday, March 4th, Trista receives a letter from her homeowner's insurance company stating that her policy was canceled as she failed to make the required monthly payment. The letter offers to reinstate her policy if the pays the overdue premium and a late charge. The letter states: "if you choose to accept, you must do so on or before March 5th." Trista mailed her payment at the post office on March 5th. It was received by the insurance company on March 8th. Meanwhile, on March 6th, a large tree falls on Trista's home causing substantial damage. Assuming Trista's homeowner's policy includes coverage for falling trees, does Trista have homeowner's insurance for this damage? Yes, because after years of paying on time, Trista should not be punished for missing one payment. No, because the insurance company had no way of knowing Trista had accepted its offer prior to the tree damage. No, because Trista's acceptance was not received by the insurance company until March 8th. Yes, since Trista mailed (dispatched) her acceptance of the offer to reinstate on March 5th