On your own, track down some information about so-called "income share agreements" as a proposed innovation in higher education student finance. Provide  a memo that describes these agreements and outlines one argument in favor of their adoption and one argument against their adoption. . You might consider addressing such issues as demographics (who benefits and does not benefit from these innovations), politics (how do these innovations change the political landscape including public perception of higher education), or economics (how do these innovations shape job markets).