Once again consider the following simple balance sheet.

Assets	$m	Liabilities	$m
Reserves	45	Deposits	300
Loans	250	Capital	20
Securities	25

Say this bank experiences a withdrawal of $30m. Restate the balance sheet to show the effect of the outflow, and determine the new required reserve. Does the bank have sufficient reserves? Explain your answer.

Assets	$m	Liabilities	$m
Reserves		Deposits
Loans		Capital
Securities