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One means by which a commercial bank may increase the effective cost of a loan is to 1. require an origination fee 2. have the

One means by which a commercial bank may increase the effective cost of a loan is to 1. require an origination fee 2. have the loan paid off in one lump at maturity 3. have the loan discounted in advance Answer a. 2 and 3 b. 1, 2, and 3 c. 1 and 3 d. 1 and 2

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