One of the primary differences between retirement planning and other types of planning is:

a.Number of individuals touched by the planning

b.Interconnectedness between the public and private funding mechanisms

c.Number of variables and assumptions involved

d.Complexity

A shortfall risk is fancy language for:

		a.Risk tolerance changes post-retirement
		b.An insurance term used in Medigap policies for the elderly
		c.Outliving your retirement funds
		d.The use of annuities in retirement planning