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One supplier of credit is the Credit Cooperatives which nowadays, most citizens patronize especially of those engage in the small-scale businesses like sari - sari

One supplier of credit is the Credit Cooperatives which nowadays, most citizens patronize especially of those engage in the small-scale businesses like sari - sari stores. Do you think these lending/credit cooperatives really helps the debtor/borrower (in this case the sari-sari store owners)? Make a POSITION PAPER regarding this matter.

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