One way that companies try to help alleviate the financial difficulties and inequity of the middle class is by not hiring full-time workers. Instead, they hire those same workers as independent contractors. Companies hire this way because they believe they can pass the savings onto the workers in the form of a higher hourly wage. However, there can also be negative consequences. Which of the following below is a possible negative consequence of hiring a worker as an independent contractor instead of as a full-time employee? a. The worker is able to get more work done b. The worker may work better with others on a team c. The worker is more likely to be able to work from home d. The worker is responsible for purchasing their own health insurance