Online banking and financial institutions are two examples of hybrid virtual organizations that are heavily dependent on technology to support B2C and B2B relationships. Select an organization (this is different than Nike) and compose an essay, discussing the following:

1. Background of company you have chosen as it relates to the transformation from a traditional business to a hybrid virtual organization.
2. Types of technology used to drive the virtual business operations (3 examples)
3. Future technological advances that may help or hinder the virtual aspect of the business (1-2 examples)