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Onshore Bank has $37 million in assets with risk adjusted assets at $27 million. Core Equity Tier 1(CET1) Capital is 1,250,000, additional Tier 1 Capital

Onshore Bank has $37 million in assets with risk adjusted assets at $27 million. Core Equity Tier 1(CET1) Capital is 1,250,000, additional Tier 1 Capital is $480,000, and Tier II Capital is $434,000. The current value of the CNET1 Ratio is 4.63 percent, the Tier 1 ratio is 6.41 percent, and the total capital ratio is 8.01 percent.

Calculate the new value of CET1, Tier 1, and total capital ratios for the following transactions.

Round to two decimals and show work please

The bank repurchases $117,000 of common stock with cash:

CET1 Ratio:

Tier 1 Ratio:

Total Capital Ratio:

The bank issues $3.7 million of CDs and uses the proceeds to issue category 1 mortgage loans with a loan to value ratio of 70 percent

CET1 Ratio:

Tier 1 Ratio:

Total Capital Ratio:

The bank receives $517,000, in deposits and invests them in T-bills.

CET1 Ratio:

Tier 1 Ratio:

Total Capital Ratio:

The bank issues $817,000 in common stock and lends it to help finance a new shopping mall.The developer has an A+ credit rating.

CET1 Ratio:

Tier 1 Ratio:

Total Capital Ratio:

The bank issues $2.7 million in non-qualifying perpetual preferred stock and purchases general obligation municipal bonds.

CET1 Ratio:

Tier 1 Ratio:

Total Capital Ratio:

Homeowners pay back $5.7 million of mortgages with loan-to-value ratios of 50 percent and the bank uses the proceeds to build new ATMs.

CET1 Ratio:

Tier 1 Ratio:

Total Capital Ratio:

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