Onyx Corporation has a $$200,000$ loan that will mature in one year. The risk free interest rate is $6$ percent. The standard deviation in the rate of change in the underlying asset's value is $12$ percent, and the leverage ratio for Onyx is $0\mathrm{.}8(80$ percent$).$ The value for N$($h$1)$ is $0\mathrm{.}02743,$ and the value for N$($h$2)$ is $0\mathrm{.}96406.$

What is the current market value of the loan?