Oppenheimer Bank is offering a 30 -year mortgage with an APR of 5.1% based on monthly compounding. With this mortgage your monthly payments would be $1,966 payment every two weeks (so that you will make 52/2=26 payments per year). With this plan, how long will it take to pay off the mortgage if the EAR of the loan is unchanged? Note: Make sure to round all intermediate calculations to at least 8 decimal places. The number of payments will be_ , which is approximately years. (Round to two decimal places and enter the years rounded to the nearest whole number.)