Oppenheimer Bank is offering a 30-year mortgage with an APR of 5.01 % based on monthly compounding. With this mortgage your monthly payments would be $1986 per month. In addition, Oppenheimer Bank offers you the following deal: Instead of making the monthly payment of $ 1986 every month, you can make half the payment every two weeks (so that you will make 52/2 =26 payments per year). With this plan, how long will it take to pay off the mortgage if the EAR of the loan is unchanged? The number of payments will be _, which is approximately _years.(Round to two decimal places and enter the years rounded to the nearest whole number.)