Oppenheimer Bank is offering a 30-year mortgage with an EAR of 5.75% With this mortgage your monthly payments would be $1,091.21 per month. In addition, Oppenheimer Bank offers you the following deal: Instead of making the monthly payment of $1,091.21 every month, you can make half the payment every two weeks (so that you will make 52 divided by 2 equals 2652/2=26 payments per year). With this plan, how long will it take to pay off the mortgage of $190,000 if the EAR of the loan is unchanged?