or a 10-year fixed-rate commercial real estate mortgage with a 30-year amortization schedule (i.e. balloon mortgage), the market interest rate hikes affect the loan value. Which of the following statement is FALSE? Compared to a 30 -year fully amortized mortgage with the same mortgage rate, the value of the balloon mortgage is more sensitive to the change of interest rate The mortgage lender should expects a lower loan value of the balloon mortgage after the interest rate hike Compared to a 30 -year fully-amortized mortgage with the same mortgage rate, the balloon mortgage has a higher loan value after the interest rate hike Compared to a 30 -year fully-amortized mortgage with the same mortgage rate, the monthly payment of the balloon mortgage is the same before maturity