orksheet - Revocation Probate and Intestacy Laws Highlight the four ways to avoid the cost of probate. Highlight the complete word(s) or phrase(s), including any punctuation. Click here for a tutorial on how to complete a Highlighting Question. Correct life insurance policy / hiding assets from the IRS / individual retirement accounts (IRAS) / gifts while one is still living / selling assets to future heirs at below market value / joint ownership of property