our Christmas ski vacation was great, but it unfortunately ran a bit over budget. All is not lost: You just received an offer in the mail to transfer your $15,300 balance from your current credit card, which charges an annual rate of 19.9 percent, to a new credit card charging a rate of 10.7 percent. a. How much faster could you pay the loan off by making your planned monthly payments of $320 with the new card?number of months quicker?