Our discussion topic this week is FinTech (Financial Technology) and Racial Inequities in the World of Finance. Of course, this is a very broad topic. We will therefore focus on a more narrow area, namely consumer lending.

A number of studies have documented economic gaps, discrimination and unfair practices in bank lending and, more generally, in the field of financial services. Please go over as many of the articles listed below as you can and share your thoughts.

Do you think FinTech can help solve these problems?

Or do you think FinTech will have little impact on its own or even perhaps make the problem worse?