Our JP Morgan Chase Co.: Open Banking case took place at the end of 2020. It is now the end of 2022 (you knew that). Let's fast forward to 2030 and imagine what the world of banking and financial technology looks like. - What will be the biggest changes in financial technology over the next 7-8 years? - What will be JP Morgan Chase's attitude toward open banking and financial technology will be (or how will it evolve) over the next 7-8 years? - What should JP Morgan Chase do over the next 7-8 years to retain its place as the top-performing large bank in the world? - What stories will I be boring FNAN 415 students with as I marvel at how much the world of banking has changed in the previous 5-10 years (only address my boring stories about financial technology; ignore all of the other boring stories). (This looks like 4 questions but it's not. It's really just one - tell me an integrated story about the future of banks, of fintech's role in that future and of JP Morgan's future.)