Our responsibility as people, as Americans, is to fight the systems that we feel are unjust. Systemic and structual racism should be one of the first things that we fight as people. A lot of times if it does not effect a certain group it tends to get swept under the rug, people don't have the education to make the changes and that has to be the first step. Discussing more about systemic racism and how our structures are set up to not benefit all people the same is the first step. One thing that happens more than people know it is harder for people of color to put their hands on loans. There's a documentary on Nefliix called "Tinder Swindler" or something to that effect, in this documentary it discussed how a man was able to take the money of women and use it for his own entertainment. The women that this man enterained was his sole source of income, and they were giving thousands. At one point a woman discussed somewhere close to $100,000 in loans and credit card limits to hand over to a man who was half way around the world. This man was taking trips and living his life. As a black woman watching this documentary the content alone was very interesting. The lengths these women went through to ensure this man was taken care of caught my attention, but not only did that suck me in the amount of money they were able to get at the snap of their finger. At the drop of a time these women had access to hundreds of thousands of dollars, whereas to get a $20,000 loan for me and some people I know would be an act of congress. Colored people do have the same rights as non-colored people yet the systems that we have in place do not give us the same resources. There's a saying that Bachelor degree used to hold weight, you could get your degree and make great money UNTIL black people started getting bachelors degrees. Now, the degree is important but the Master's holds more weight. I know in our school district now a lot of employees who only have bachelors degrees are either being demoted or replaced because there are people coming in with Masters degrees. I believe that creating a system that makes it equal across the board can. Now we're in a system where people under a certain age aren't able to get home loans either. Jobs aren't paying as much and the market is ridiculous. There are people who have had family members who have never experienced this type of discrimination. Their great great grandparents were able to pass down land and homes, their family had money from farms or business that may not have kept wealth in the family but it has created opprotunities for them to continue passing on. There are people who beat the odds and make it through school. Yet, the journey of someone who is the first graduate of their family from college and sometimes high school is going to be harder and very different from the person who has family graduates all the way up their line. The journey of someone whose parents are able to pay for their college versus someone who has to find employment, pay for housing, and pay their tution is going to be different. Even those who qualify for student loans and are able to get their degrees yet have more student loan debt, now they are stuck in an endless cycle trying to live their life to pay for an education which now may not even give them the income to sustain a living. This is a lot of information, but I think that it gives context. There's equality but there is not equity. People of color deserve the same opprotunities as those around them. This lack of equity gives non-colored people the upper hand.

Question) Do you agree with this analysis why or why not ?