Over the last five years, you have noticed the average return on a stock is 13.8 percent, the average inflation rate over this period was 2.5 percent, and the average T-bill rate over this period was 4.4 percent. What was the average real rate of return on the stock over this time period? (Give the exact rate, not the approximate rate). Round your answer to the nearest basis point (i.e. xx.xx%).