Over the last two years, the global pandemic caused a sudden global decline in the price of equity securities and credit securities. Following this, many superannuation funds have shown negative returns on investments globally. Additionally, the rising Covid-19 cases and lockdown measures around the country and international borders have changed the way the people work and where they work, profoundly affecting employee short term benefits and superannuation plans and other benefits globally. Fiji was no exception to this. The first Covid-19 case, as discovered in Fiji in 2020, led to closures of all borders, causing a massive economic downturn resulting in declining labour demand during the Covid-19 breakout period. While the government preventive measures in lockdowns led to the closure of all non-essential industries, business and activity sectors, the majority of the national employee population were at the height of losing their jobs. Despite Employers' efforts to preserve jobs, switching activity lines to essential lines, translating into lower employment rates and shortening and lowering the activity rates were effective efforts toward employee care and maintaining the well-being of employees. discuss the impact(s) of such crises on the post-employment employee benefit plans, highlighting how such events affect the wealth of employees and employers? In 2000 words.