Over the past 4 years, large-company stocks and U.S. Treasury bills have produced the returns stated below. During this period, inflation averaged 2.9 percent. Given this information, the average real rate of return on large-company stocks was ___ percent as compared to _____ percent for Treasury bills. and the standard deviation for large-company stocks was__as compared to __for treasury bills.

Year 1 2 3 4

Percent return on large company stocks 12 5 9 18

Percent return on US Treasury bills 2 3 3 4