Over the years, Ahmed and Aamina El-zayata, of Berkeley, California, have accumulated $200,000 and $220,000, respectively, in their employer- sponsored retirement plans. If the amount in their two accounts earn a 6 percent rate of return over Ahmed and Aaminas anticipated 20 years of retirement, how large an amount could be withdrawn from the two accounts each month? Use the Garman/Gorgue companion website or Appendix A-4 to make your calculations