Over-trust is a situation in which people are highly-predisposed to trust another person, even if they may not have yet met that individual. Over-trust can extend beyond particular individuals to capture, for example, the public's predisposition to trust certain professions. In the context of this course it was suggested that financial market participants and the public were likely to over-trust members of the accounting and finance professions. Some reasons for this were outlined in the Howieson (2013) reading and include