Owen has two options for buying a car. Option A is1.3% APR financing over36 months and Option B is5.2% APR over36 with$1500cash back, which he would use as part of the down payment. The price of the car is$32,020 and Owen has saved$3200 for the down payment. Find the total amount Owen will spend on the car for each option if he plans to make monthly payments. Round your answers to the nearest cent, if necessary.