Owen has two options for buying a car. Option A is 1.1% APR financing over 48 months and Option B is 4.6% APR over 48 months with $1500 cash back, which he would use as part of the down payment. The price of the car is $31,001 and Owen has saved $3100 for the down payment. Find the total amount Owen will spend on the car for each option if he plans to make monthly payments. Round your answers to the nearest cent, if necessary